Newsletter & Article Archives

Welcome to your VADA newsletter archives! Below you will find links to many of the articles from previous editions of your newsletter. If you don’t see a specific article that you are searching for, contact us at 804.545.3024

2018 Mid-Year Quiz Answers

July 25, 2018

There have been several deregulatory actions by the Trump administration, particularly to reduce the number of regulations affecting businesses and to rein in bureaucratic overreach on employment matters. However, deregulation is hardly the case for federal agencies that carry out Trump administration priorities or have legislative mandates. Here are examples that impact auto dealers. Immigration

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2018 Mid Year Quiz

July 25, 2018

As if they were subject to the ancient curse, auto dealers live in exciting times. Whether it is the tumult in the federal government resulting from Trump administration policy revisions, franchisors taking advantage of good times to tighten their control, employee empowerment because of the publicized worker shortage, or the many changes affecting society generally,

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New York Federal Judge Ruling Does Not Mean the End of the CFPB

July 25, 2018

There has been substantial publicity about a decision by a federal judge of the Southern District of New York that the structure of the Consumer Financial Protection Bureau violates the United States constitution. This is far from being the end of the CFPB, however. Recognize this decision was issued by a federal district court judge.

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The #MeToo Movement and Pay Plans

April 23, 2018

We recently reported on the success of the #MeToo movement in getting a provision in the recent federal tax legislation to prohibit deduction of payments, attorneys fees, and other expenses in settling sexual harassment claims if there is a confidentiality clause in the settlement agreement. Recently, fifteen U.S. Senators cosponsored legislation to bar employers from

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Common Sense Prevails

April 23, 2018

For more than half a decade, the federal Ninth Circuit Court of Appeals, notorious for its progressive decision making, has been out of step with decisions from other federal circuits and district courts that have considered the language of the car dealer exemption to the Fair Labor Standards Act as it applies to service advisors.

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Advertising: Spot the Problem

March 21, 2018

The Federal Trade Commission shows no sign of slowing down its efforts to police car dealer advertising. How well do you know federal advertising requirements? Identify the specific problem in each of the ad representations below. Answers are can be found HERE. 2.99% financing available on new cars today. Drive a new car for just

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Advertising: Spot the Problem – Answers

March 21, 2018

Under the Truth in Lending Act, any advertisement of interest rate must be for the annual percentage rate or APR, using either form of that term. An advertisement that does not use that term violates TILA. Even though you may use a toll-free number to make full lease disclosures, some things must be disclosed in

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Service-members Civil Relief Act

March 20, 2018

Car dealers have focused on the rights of active duty service members and their dependents because of the December 14, 2017 change in interpretation of regulations on the Military Lending Act by the Department of Defense. However, the government has also been busy enforcing the Servicemembers Civil Relief Act (“SCRA”), and there are some basics

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Don’t Let CFPB Fumbles Affect Your Compliance Efforts

February 21, 2018

The Consumer Financial Protection Bureau has had its wings trimmed, but don’t allow that to reduce your emphasis on compliance. The Federal Trade Commission is the cop on the beat for auto dealers, and it shows no sign of slowing The CFPB has been buffeted by Trump headwinds. There have been several recent challenges. Congress

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